THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the boom of online and mobile banking, users are increasingly relying to digital channels for their financial needs. This shift has caused to a reduction in branch establishments, and many institutions are merging existing branches to streamline costs.

Free cash flow (FCF) represents a crucial metric for investors and business owners alike. It demonstrates the real cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can signal a healthy and sustainable business, capable of expanding. Understanding how to determine FCF and effecti